Your everyday super app

Chat with friends. Pay every bill. Live your day — in one app.

CrossApp - AI brings instant messaging together with mini programs for airtime, mobile data, electricity, movie streaming and dozens more everyday services — no extra downloads, no stress.

10+Mini programs
1 AppChat & pay together
FreeTo download
Why CrossApp - AI

Everything you do online, in one chat app

CrossApp - AI merges the app you already use to talk to people with the services you use to run your life — so your money and your messages finally live in the same place.

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Instant Messaging

Fast, reliable one-on-one and group chats with friends, family and businesses — built for how you actually talk.

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Mini Programs

Bite-sized apps that open instantly inside CrossApp - AI — no separate downloads for airtime, data, bills or streaming.

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Secure Payments

Every transaction is encrypted and verified, so you can top up, pay bills and send money with confidence.

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Instant Utility Bills

Buy electricity tokens, mobile data and airtime in seconds without leaving your chat.

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Movie & Entertainment

Stream and subscribe to entertainment services directly from a mini program — no extra sign-ups.

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Built for Merchants

Businesses can launch a mini program storefront and reach CrossApp - AI users right where they're already chatting.

One app, countless services

Mini programs turn CrossApp - AI into your everyday super app

Mini programs are apps-within-the-app, built right into your chats. Tap once inside CrossApp - AI and you're topping up airtime, buying data, paying electricity bills or streaming a movie, without ever installing another app.

Explore Mini Programs
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Airtime

All networks, instantly

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Mobile Data

Daily, weekly & monthly

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Electricity

Prepaid & postpaid tokens

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Movies

Stream & subscribe

For businesses

Sell your service to millions of chat-first customers

List your business as a mini program on CrossApp - AI and get discovered by users who are already chatting, paying and transacting every day.

10+Mini programs at launch
2Platforms — iOS & Android
24/7Transactions, anytime
1App for chat and payments
Get started today

Download CrossApp - AI and start chatting, paying & living smarter

Available free on the App Store and Google Play. Sign up in minutes and get access to every mini program.